As a pregnant woman I am now starting to think about the financial impact having another child will have on my family. Thankfully I live in a country that recognizes how important it is to both mother and baby to spend that percious first year together. I will be paid, granted at a much lower rate, for the first 9 months of my maternity leave and will still be guaranteed job security up until a year after the birth of my child. Much better than the appalling 6 weeks I was offered at my job in the US during my first pregnancy! Even though I will be receiving Statutory Maternity Pay for 9 of the 12 months, I will still be earning significantly less than I currently am. This added to the cost of purchasing baby products, especially diapers and possibly formula is testing my mathmatically challenged brain to the max! It's made me take a very close look at our spending habits and family budget.
Food is an obvious place to cut back and I've found some fantastic sites, especially Sainsbury's Feed your Family for a Fiver page. Netmums Cooking on a Budget is also a fantatic source of inspiration. Some of their top tips that I have fully embraced include:
1. Make it yourself
soy sauce- about 2-3 tablespoons
jarred giner- about 1 teaspoon
1 clove of minced garlic
1/2 finely chopped chili pepper
1 tablespoon ketchup or tomato puree (obviously the ketchup makes it sweeter. if you like the sweetness but don't want to use ketchup try adding a drizzle of honey)
sometimes I add lemongrass or sesame seeds, depends on what's available really!
2. Plan Ahead
Believe it or not I have turned into a meal planner! I still pride myself in my ability to come up with a fantastic meal based on the ingredients found in the fridge and cupboard but planning meals has been a lifesaver! Not only does it save me money at the grocery store but it's also really nice to come home after a tiring day at work and know that I have all of the ingredients for a quick and healthy meal. It also gives me a chance to plan more labor intensive meals for days when I have a bit more time and save the quick meals for busier days.
My 2 Top Tips on meal and shopping planning are:
1. Check the offers and sales and plan meals around that
2. Buy store brands- the price difference between canned tomatoes for example is astonishing. In my local grocery store name brand canned tomatoes cost 99p a can while the store brand basic ones cost 33p, a third of the price! No contest there really!
This month I am also going to keep track of every penny that I spend on food and at the end of the month I'll take a close look at my spending habits and see where cuts can be made.

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